Annual report [Section 13 and 15(d), not S-K Item 405]

Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details)

v3.25.4
Outstanding Loans and Leases and Allowance for Credit Losses - Allowance by Portfolio Segment (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance $ 13,240 $ 13,342 $ 12,682
Net charge-offs (6,851) (7,054) (4,817)
Recoveries of loans and leases previously charged off 1,220 1,023 1,018
Net charge-offs (5,631) (6,031) (3,799)
Provision for loan and lease losses 5,595 5,935 4,725
Other (1) (6) (23)
Allowance for loan and lease losses, ending balance 13,203 13,240 13,342
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Reserve for unfunded lending commitments, beginning balance 1,096 1,209 1,540
Provision for unfunded lending commitments 80 (114) (331)
Other 1 1  
Reserve for unfunded lending commitments, ending balance 1,177 1,096 1,209
Allowance for credit losses 14,380 14,336 14,551
Cumulative adjustment for adoption of credit loss accounting standard      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     (243)
Cumulative effect, adjusted balance      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     12,439
Consumer real estate      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance 293 386 420
Net charge-offs (40) (42) (103)
Recoveries of loans and leases previously charged off 82 83 146
Net charge-offs 42 41 43
Provision for loan and lease losses 77 (135) (19)
Other 4 1 9
Allowance for loan and lease losses, ending balance 416 293 386
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Reserve for unfunded lending commitments, beginning balance 57 82 94
Provision for unfunded lending commitments 5 (26) (12)
Other 0 1  
Reserve for unfunded lending commitments, ending balance 62 57 82
Allowance for credit losses 478 350 468
Consumer real estate | Cumulative adjustment for adoption of credit loss accounting standard      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     (67)
Consumer real estate | Cumulative effect, adjusted balance      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     353
Credit card and other consumer      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance 8,277 8,134 6,817
Net charge-offs (5,127) (5,077) (3,870)
Recoveries of loans and leases previously charged off 937 798 737
Net charge-offs (4,190) (4,279) (3,133)
Provision for loan and lease losses 3,879 4,421 4,558
Other (2) 1 1
Allowance for loan and lease losses, ending balance 7,964 8,277 8,134
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Reserve for unfunded lending commitments, beginning balance 0 0 0
Provision for unfunded lending commitments 0 0 0
Other 0 0  
Reserve for unfunded lending commitments, ending balance 0 0 0
Allowance for credit losses 7,964 8,277 8,134
Credit card and other consumer | Cumulative adjustment for adoption of credit loss accounting standard      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     (109)
Credit card and other consumer | Cumulative effect, adjusted balance      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     6,708
Commercial      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance 4,670 4,822 5,445
Net charge-offs (1,684) (1,935) (844)
Recoveries of loans and leases previously charged off 201 142 135
Net charge-offs (1,483) (1,793) (709)
Provision for loan and lease losses 1,639 1,649 186
Other (3) (8) (33)
Allowance for loan and lease losses, ending balance 4,823 4,670 4,822
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Reserve for unfunded lending commitments, beginning balance 1,039 1,127 1,446
Provision for unfunded lending commitments 75 (88) (319)
Other 1 0  
Reserve for unfunded lending commitments, ending balance 1,115 1,039 1,127
Allowance for credit losses $ 5,938 $ 5,709 5,949
Commercial | Cumulative adjustment for adoption of credit loss accounting standard      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     (67)
Commercial | Cumulative effect, adjusted balance      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]      
Allowance for loan and lease losses, beginning balance     $ 5,378