Annual report [Section 13 and 15(d), not S-K Item 405]

Net Interest Income and Noninterest Income (Details)

v3.25.4
Net Interest Income and Noninterest Income (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income      
Loans and leases $ 63,080 $ 61,993 $ 57,124
Debt securities 27,393 26,007 20,226
Federal funds sold and securities borrowed or purchased under agreements to resell 15,433 19,911 18,679
Trading account assets 12,239 10,376 8,773
Other interest income 20,421 28,320 25,460
Total interest income 138,566 146,607 130,262
Interest expense      
Deposits 34,513 38,442 26,163
Short-term borrowings 28,042 34,538 30,553
Trading account liabilities 2,657 2,191 2,043
Long-term debt 13,258 15,376 14,572
Total interest expense 78,470 90,547 73,331
Net interest income 60,096 56,060 56,931
Noninterest income      
Total fees and commissions 39,402 36,291 32,009
Market making and similar activities 12,014 12,967 12,732
Other income (loss) 1,585 538 1,097
Total noninterest income 53,001 49,796 45,838
Federal Reserve, Non-U.S. Central Banks And Other Banks      
Interest income      
Other interest income 10,500 16,800 16,000
Card income      
Noninterest income      
Card income and service charges 6,359 6,284 6,054
Interchange fees      
Noninterest income      
Card income and service charges 3,876 4,013 3,983
Other card income      
Noninterest income      
Card income and service charges 2,483 2,271 2,071
Card Income, Interchange Fees and Merchant Income      
Noninterest income      
Interchange fees, gross and merchant income 13,800 13,600 13,300
Rewards, rebates and compensation expense 9,900 9,500 9,300
Service charges      
Noninterest income      
Card income and service charges 6,457 6,055 5,684
Deposit-related fees      
Noninterest income      
Card income and service charges 5,044 4,708 4,382
Lending-related fees      
Noninterest income      
Card income and service charges 1,413 1,347 1,302
Investment and brokerage services      
Noninterest income      
Investment and brokerage services 19,956 17,766 15,563
Asset management fees      
Noninterest income      
Investment and brokerage services 15,601 13,875 12,002
Brokerage fees      
Noninterest income      
Investment and brokerage services 4,355 3,891 3,561
Total investment banking fees      
Noninterest income      
Investment banking fees 6,630 6,186 4,708
Underwriting income      
Noninterest income      
Investment banking fees 3,320 3,275 2,235
Syndication fees      
Noninterest income      
Investment banking fees 1,420 1,221 898
Financial advisory services      
Noninterest income      
Investment banking fees $ 1,890 $ 1,690 $ 1,575