Annual report pursuant to Section 13 and 15(d)

Regulatory Requirements and Restrictions (Tables)

Regulatory Requirements and Restrictions (Tables)

12 Months Ended

Dec. 31, 2013

Regulatory Requirements and Restrictions [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The table below presents actual and minimum required regulatory capital amounts at December 31, 2013 and 2012.




Regulatory Capital

	December 31
	2013						2012
	Actual						Actual
(Dollars in millions)	Ratio		Amount		Minimum Required ⁽¹⁾		Ratio		Amount		Minimum Required ⁽¹⁾
Risk-based capital
Tier 1 common capital
Bank of America Corporation	11.19	%	$	145,235	n/a		11.06	%	$	133,403	n/a
Tier 1 capital
Bank of America Corporation	12.44		161,456		$	77,852	12.89		155,461		$	72,359
Bank of America, N.A.	12.34		125,886		61,208		12.44		118,431		57,099
FIA Card Services, N.A.	16.83		20,135		7,177		17.34		22,061		7,632
Total capital
Bank of America Corporation	15.44		200,281		129,753		16.31		196,680		120,598
Bank of America, N.A.	13.84		141,232		102,013		14.76		140,434		95,165
FIA Card Services, N.A.	18.12		21,672		11,962		18.64		23,707		12,719
Tier 1 leverage
Bank of America Corporation	7.86		161,456		82,125		7.37		155,461		84,429
Bank of America, N.A.	9.21		125,886		68,379		8.59		118,431		68,957
FIA Card Services, N.A.	12.91		20,135		7,801		13.67		22,061		8,067


⁽¹⁾	Dollar amount required to meet guidelines to be considered well-capitalized.

n/a = not applicable

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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