These represent the grant of a line of credit to consumers (or users) from which the user can borrow money for payment to a merchant or as a cash advance to the user.

Credit card lines, expires in one year or less

This represents the total amount of commitments to extend credit.

Credit Extension Commitments.

Total credit extension commitments, expires after five years.

Total credit extension commitments, expires after one year through three years.

Total credit extension commitments, expires after three years through five years.

Total credit extension commitments, expires in one year or less.

These represent lines of credit issued and secured by the equity in a specific property. After a maximum loan amount is established, the borrower is able to make withdrawals and deposits as long as it meets the conditions set forth in the contract.

Home equity lines of credit, expires after five years

Home equity lines of credit, expires after one year through three years

Home equity lines of credit, expires after three years through five years

Home equity lines of credit, Expires in One Year or Less

These represent legally binding promises from a lender that a specified amount of loan or line of credit will be made available to the named borrower at a certain interest rate, during a certain period and, usually, for a certain purpose.

Legally binding commitments, expires after five years

Legally binding commitments, expires after one year through three years

Legally binding commitments, expires after three years through five years

Legally binding commitments, expires in one year or less

Letters of credit, expires after five years.

Letters of credit expires after one year through three years.

Letters of credit, expires after three years through five years.

Letters of credit expires in one year or less.

These represent binding promises from a lender that a specified amount of loan or line of credit will be made available to the named borrower at a certain interest rate, during a certain period and, usually, for a certain purpose.

Loan commitments, Expires After Five Years

Loan commitments, Expires After One Year Through Three Years

Loan commitments, Expires After Three Years Through Five Years

Loan commitments, Expires in One Year or Less

These represent irrevocable undertakings (typically by a financial institution) to guarantee payment of a specified financial obligation if defined events occur or fail to occur, and agreements (contracts) that require the guarantor to make payments to the guaranteed party based on another entity's failure to pay specified obligations, such as debt, to a lender.

Standby letters of credit and financial guarantees, expires after five years

Standby letters of credit and financial guarantees, expires after one year through three years

Standby letters of credit and financial guarantees, expires after three years through five years

Standby letters of credit and financial guarantees, expires in one year or less

The total amount of the contingent obligation under letters of credit outstanding as of the reporting date.