Merger and Restructuring Activity (Tables)

9 Months Ended

Sep. 30, 2011

The table below presents the components of merger and restructuring charges.



	Three Months Ended September 30				Nine Months Ended September 30
(Dollars in millions)	2011		2010		2011		2010
Severance and employee-related charges	$	48	$	88	$	181	$	362
Systems integrations and related charges	62		260		247		898
Other	66		73		109		190
Total merger and restructuring charges	$	176	$	421	$	537	$	1,450

Substantially all of the amounts in the table below relate to the Merrill Lynch acquisition.



	Restructuring Reserves
(Dollars in millions)	2011			2010
Balance, January 1	$	336		$	403
Exit costs and restructuring charges:
Merrill Lynch	127			199
Other	—			53
Cash payments and other	(294		)	(395		)
Balance, June 30	$	169		$	260
Exit costs and restructuring charges:
Merrill Lynch	45			87
Cash payments and other	(18		)	(74		)
Balance, September 30	$	196		$	273