FIFTH AMENDMENT TO AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT This Fifth Amendment dated as of April 30, 1995 to the Amended and Restated Pooling and Servicing Agreement dated as of December 15, 1992 is among PRIME RECEIVABLES CORPORATION (the "Transferor"), FDS NATIONAL BANK, a national banking corporation (the "Servicer") and CHEMICAL BANK, as Trustee (in such capacity, the "Trustee"). W I T N E S S E T H WHEREAS, the Transferor, the Servicer and the Trustee entered into an Amended ad Restated Pooling and Servicing Agreement as of December 15, 1992 (the "Pooling and Servicing Agreement"); WHEREAS, the Transferor, the Servicer and the Trustee wish to amend Exhibit C of the Pooling and Servicing Agreement; WHEREAS, Section 13.01 of the Pooling and Servicing Agreement permits the amendment of Schedules subject to certain conditions; NOW THEREFORE, in consideration of the premises and of the mutual agreements contained herein, the parties hereto hereby agree as follows: 1. Schedule II as attached to the Pooling and Servicing Agreement is hereby deleted in its entirety and Schedule II attached hereto is substituted therefor. 2. Attached hereto is an Opinion of Counsel stating that the amendment to the Pooling and Servicing Agreement affected by this Fifth Amendment does not adversely affect in any material respect the interests of the Certificateholders. 3. The Pooling and Servicing Agreement, as amended by this Fifth Amendment shall continue in full force and affect among the parties hereto. IN WITNESS WHEREOF, the parties hereto have caused this Fifth Amendment to be executed by their respective officers thereunto duly authorized, as of the date first above written. PRIME RECEIVABLES CORPORATION By /s/ Susan R. Robinson ----------------------------------------- Title President -------------------------------------- FDS NATIONAL BANK By /s/ Susan P. Storer ----------------------------------------- Title Chief Financial Officer and Treasurer -------------------------------------- CHEMICAL BANK By /s/ Charles Dooley ----------------------------------------- Title Vice President -------------------------------------- Schedule II