============================================================================== FORM 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20529 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. Date of Report: May 14, 1996 MBNA AMERICA BANK, NATIONAL ASSOCIATION ON BEHALF OF THE MBNA MASTER CREDIT CARD TRUST II (Exact name of registrant as specified in its charter) United States 33-99324 51-0331454 - ----------------- ----------------------------- -------------- (State or other (Commission File (IRS Employer jurisdiction of Number) Identification No.) incorporation) 400 Christiana Road Newark, DE. 19713 - ------------------------------------------------------------------------------ (Address of principal executive office) Registrant's telephone number, including area code (302) 453-9930. --------------- Item 5. OTHER EVENTS The following are filed as Exhibits to this Report under Exhibit 4: 4.1 Series 1996-B Supplement to the Pooling and Servicing Agreement, dated as of March 26, 1996, among MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.2 Series 1996-C Supplement to the Pooling and Servicing Agreement, dated as of March 27, 1996, among MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.3 First Amendment to the MBNA Master Credit Card Trust II Pooling and Servicing Agreement, dated as of March 11, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.4 First Amendment to the Series 1994-A Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.5 First Amendment to the Series 1994-B Supplement to the Pooling and Servicing Agreement, dated as of November 30, 1994, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.6 Second Amendment to the Series 1994-B Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.7 First Amendment to the Series 1994-C Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.8 First Amendment to the Series 1994-D Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.9 First Amendment to the Series 1995-A Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.10 First Amendment to the Series 1995-B Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.11 First Amendment to the Series 1995-C Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.12 First Amendment to the Series 1995-D Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.13 First Amendment to the Series 1995-E Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.14 First Amendment to the Series 1995-F Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.15 First Amendment to the Series 1995-I Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.16 First Amendment to the Series 1995-J Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.17 First Amendment to the Series 1996-A Supplement to the Pooling and Servicing Agreement, dated as of April 30, 1996, by and between MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. The following are filed as Exhibits to this Report under Exhibit 20: 20.1 Series 1994-A Certificateholders' Statement for the month ended April 30, 1996. 20.2 Series 1994-B Certificateholders' Statement for the month ended April 30, 1996. 20.3 Series 1994-C Certificateholders' Statement for the month ended April 30, 1996. 20.4 Series 1994-D Certificateholders' Statement for the month ended April 30, 1996. 20.5 Series 1995-A Certificateholders' Statement for the month ended April 30, 1996. 20.6 Series 1995-B Certificateholders' Statement for the month ended April 30, 1996. 20.7 Series 1995-C Certificateholders' Statement for the month ended April 30, 1996. 20.8 Series 1995-D Certificateholders' Statement for the month ended April 30, 1996. 20.9 Series 1995-E Certificateholders' Statement for the month ended April 30, 1996. 20.10 Series 1995-F Certificateholders' Statement for the month ended April 30, 1996. 20.11 Series 1995-I Certificateholders' Statement for the month ended April 30, 1996. 20.12 Series 1995-J Certificateholders' Statement for the month ended April 30, 1996. 20.13 Series 1996-A Certificateholders' Statement for the month ended April 30, 1996. 20.14 Series 1996-B Certificateholders' Statement for the period of March 26, 1996 through April 30, 1996. 20.15 Series 1996-C Certificateholders' Statement for the period of March 27, 1996 through April 30, 1996. Item 5. OTHER EVENTS The following are filed as Exhibits to this Report under Exhibit 99: 99.1. Series 1994-A Key Performance Factors for the month ended April 30, 1996. 99.2. Series 1994-B Key Performance Factors for the month ended April 30, 1996. 99.3. Series 1994-C Key Performance Factors for the month ended April 30, 1996. 99.4. Series 1994-D Key Performance Factors for the month ended April 30, 1996. 99.5. Series 1995-A Key Performance Factors for the month ended April 30, 1996. 99.6. Series 1995-B Key Performance Factors for the month ended April 30, 1996. 99.7. Series 1995-C Key Performance Factors for the month ended April 30, 1996. 99.8. Series 1995-D Key Performance Factors for the month ended April 30, 1996. 99.9. Series 1995-E Key Performance Factors for the month ended April 30, 1996. 99.10. Series 1995-F Key Performance Factors for the month ended April 30, 1996. 99.11. Series 1995-I Key Performance Factors for the month ended April 30, 1996. 99.12. Series 1995-J Key Performance Factors for the month ended April 30, 1996. 99.13. Series 1996-A Key Performance Factors for the month ended April 30, 1996. 99.14. Series 1996-B Key Performance Factors for the month ended April 30, 1996. 99.15. Series 1996-C Key Performance Factors for the month ended April 30, 1996. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: May 14, 1996 MBNA AMERICA BANK, NATIONAL ASSOCIATION By: Marguerite M. Boylan ---------------------------------- Name: Marguerite M. Boylan Title: Vice President