UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
( ) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting Person
Meredith Riggs Spangler
668 Hempstead Place
NC, Charlotte 28207-2320
2. Issuer Name and Ticker or Trading Symbol
BANK OF AMERICA CORPORATION (BAC)
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Year
12/11/2002
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
(X) Director ( ) 10% Owner ( ) Officer (give title below) ( ) Other
(specify below)
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
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Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned |
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1. Title of Security |2. |3. |4.Securities Acquired (A) |5.Amount of |6.Dir |7.Nature of Indirect |
| Transaction | or Disposed of (D) | Securities |ect | Beneficial Ownership |
| | | | Beneficially |(D)or | |
| | | | | A/| | Owned at |Indir | |
| Date |Code|V| Amount | D | Price | End of Month |ect(I)| |
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Common Stock | | | | | | |21576 |D | |
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Common Stock | | | | | | |20000 |I |By Husband |
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Common Stock | | | | | | |30000 |I |C D Spangler Construction C|
| | | | | | | | |o. |
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Common Stock | | | | | | |3000000 |I |C D Spangler Foundation |
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Common Stock | | | | | | |25150 |I |Daughter-Abigail R Spangler|
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Common Stock | | | | | | |25386 |I |Daughter-Anna W Spangler |
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Common Stock | | | | | | |2938000 |I |Delcap, Inc. |
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Common Stock | | | | | | |9890266 |I |Delcor, Inc. |
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Common Stock | | | | | | |30000 |I |Golden Eagle Industries |
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Common Stock | | | | | | |21434 |I |Niece-Melissa Garrison |
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Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned |
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1.Title of Derivative |2.Con- |3. |4. |5.Number of De |6.Date Exer|7.Title and Amount |8.Price|9.Number |10.|11.Nature of|
Security |version |Transaction | rivative Secu |cisable and| of Underlying |of Deri|of Deriva |Dir|Indirect |
|or Exer | | | rities Acqui |Expiration | Securities |vative |tive |ect|Beneficial |
|cise | | | red(A) or Dis |Date(Month/| |Secu |Securities |(D)|Ownership |
|Price of| | | posed of(D) |Day/Year) | |rity |Benefi |or | |
|Deriva- | | | |Date |Expir| | |ficially |Ind| |
|tive | | | | A/|Exer-|ation| Title and Number | |Owned at |ire| |
|Secu- | | | | | D |cisa-|Date | of Shares | |End of |ct | |
|rity |Date |Code|V| Amount | |ble | | | |Month |(I)| |
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Phantom Stock | |12/10|A | |43.24 |A |1 |1 |Common Stock|43.24 | |13965.0387 |D | |
| |/ 200| | | | | | | | | | | | |
| |2 | | | | | | | | | | | | |
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Option, Right to Buy |$71.50 | | | | | | |04/24|Common Stock| | |4000 |D | |
| | | | | | | |/2012| | | | | | |
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| | | | | | | | | | | | | | |
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Explanation of Responses:
1. Phantom stock units may be settled upon death or termination of service as a
director.