Board of Directors

Kevin J. Gadawski

President, Chief Executive Officer, Chief Operating Officer and Chief Financial Officer, PSM Holdings, Inc.

Kevin J. Gadawski, CPA, CVA, brings to Littlebanc more than 20 years of financial, operational and sales experience. Prior to joining Littlebanc, Mr. Gadawski was the President of NL Strategies, Inc., a consulting firm that delivered financial and operational leadership to companies across a variety of industries, as well as provided forensic analysis services for both valuation and forensic accounting matters. Prior to founding NL Strategies, Mr. Gadawski was President of First Check Diagnostics, LLC, a successful medical device company. While at First Check, Mr. Gadawski obtained regulatory clearance for new and unique products, expanded distribution with all major retail accounts, grew revenues more than 350%, and negotiated the sale of the company to a key supplier at nearly seven times ROI. Mr. Gadawski also served as President of Worldwide Medical, Inc., where he developed and implemented a turnaround plan leading the company out of bankruptcy to financial solvency, ultimately culminating in the sale of the company at nearly two times investor dollars in less than 18 months. In addition to his executive leadership at medical device companies, Mr. Gadawski is a seasoned financial professional and has held Chief Financial Officer roles at several public companies. Mr. Gadawski holds a B.S. degree in Accounting from Northern Kentucky University and is a Certified Public Accountant and a Certified Valuation Analyst.

Jim Miller

Executive Vice President, American Southwest Mortgage Corp.

Jim Miller is the Executive Vice President of American Southwest Mortgage Corp. (ASMC) as well serving on the Board of Directors as Secretary. Jim has been in the mortgage industry since the early 1990’s where he started as a mortgage loan officer at American Mortgage and Investment Company (AMICO) where after two years was promoted to an Account Executive for the wholesale division of AMICO. Since January of 1998 Mr. Miller and his partner Richard Carrington have owned a management company CBB, Inc., that currently has a contract to operate and manage Spirit Bank’s (Spirit Bank of Tulsa, OK) Wholesale and Correspondent mortgage subsidiary ASMC. Activities include marketing and originating residential mortgage loans for sale to the secondary market by promoting FHA, VA, USDA Rural Development, ONAP Section 184, and Conventional loan programs through Third Party Originators (Community Banks, Mortgage Bankers and Mortgage Brokers). In addition ASMC offers price protection, underwriting, closing functions, insuring, and shipping services to its customer base.  CBB has grown the volume for ASMC from 144 million in 2000 to over 4.8 billion in 2012. Mr. Miller truly believes that the growth and success ASMC has experienced is simply due to Jim and his partner being hands on, providing quality customer service, and treating each customer as if they were a partner instead of a traditional originator/investor relationship.

American Southwest Mortgage Corp. – Executive Vice President, Board Member & Secretary
Primesource Mortgage Holding - Director
Oklahoma Mortgage Bankers Association – Past President
Oklahoma Housing Trust Fund – Advisory Committee

Michael Margolies

Chief Executive Officer, Littlebanc

Mr. Margolies is the Chief Executive Officer of Littlebanc Advisors, LLC. Littlebanc's mission is to provide high quality Wall Street investment banking and merchant banking services to small companies. Mr. Margolies leverages his extensive expertise and deep professional relationships with many of Wall Street's most influential professionals, to enable Littlebanc's clients to meet their funding and M&A goals. Prior to founding Littlebanc, Mr. Margolies spent over twenty five years working as an investment professional as well as the CEO and founder of an equity research firm. Mr. Margolies managed discretionary accounts worth hundreds of millions of dollars for both Oppenheimer and Company and M.A. Berman & Co., a boutique money management and brokerage firm. In 1995 Mr. Margolies founded Avalon Research Group, Inc., one of Wall Street's top-rated independent research companies with over 100 hedge fund and mutual fund clients. He served as founder & CEO of Avalon Research Group, Inc., until 2004 when he sold the company. During his long career, Mr. Margolies has been involved in hundreds of transactions as both a seller and a buyer of company equity and assets. This background has given Mr. Margolies a unique skill set that he utilizes for Littlebanc's clients. Mr. Margolies was also a founding member of Investorside Research Association, a non-profit trade association of investment research providers not engaging in investment banking.